F Type Financing - Credit Union
#21
Not to mention, they'd need to lighten the car considerably for a 4 cyl to keep the performance profile in line with the other cars. It would be interesting to see a 250+ hp 4-cyl Jag as a closer competitor to the Z4 2.8i and/or Miata/MX-5.
#22
I think with the penned auto saver you have to borrow at least the value of the residual and since you are buying the car, I'm not sure the residual amount is as significant as with a lease, although you do want it to hold it's value.
#23
I'm hoping that with the addition of AWD to the lineup that the F-Type will continue to build momentum, improve sales, and hopefully we will see resale values increase (slowing depreciation of the vehicles a bit.) I know we'll never see depreciation approach the point where the car pays for itself like with your R8 example, but I'd be happy to see 36-month depreciation under 40%.
#24
Huh? My point was if at the end of the 3-years your residual is $55k and the car is only worth $45k, you have to cough up the difference if you aren't keeping the car. With a lease, it's not your problem. Jaguars have always been pretty horrible in terms of holding value, so expecting the car to be worth more than 53% of list after 3 years isn't a sure thing.
#25
Exactly my point. 40-45% depreciation after 3 years puts it in Porsche 911 territory, which is where I'd like to see it eventually end up if the resale market improves.
#26
Huh? My point was if at the end of the 3-years your residual is $55k and the car is only worth $45k, you have to cough up the difference if you aren't keeping the car. With a lease, it's not your problem. Jaguars have always been pretty horrible in terms of holding value, so expecting the car to be worth more than 53% of list after 3 years isn't a sure thing.
Either way, if you don't end up selling it at the end of the loan period, it won't matter anyway.
If the payment isn't an issue, you may be better off getting a traditional loan instead. That way you can capitalize on the current low interest rates (which are as low as 0.99% right now.) They're practically giving the financing away.
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