F Type Lease question
#22
#23
#24
Anyway, love the 4C. Those things are a blast.
#25
we found one guy that has a better deal because of his connections.
i am curious if there is someone else with a better legit deal than this.
i am not here to brag.
i am just trying to determine if my negotiation skills worked. I think they did.
Alfa Romeo 4c is a blast. I commute in it.
you must be small or you won t fit lol
#27
#30
Im sorry i went to bed. I didnt know my silence meant envy. You asked if someone had a better deal, i said i did. I didn't know you wanted to see the numbers.
Ive pointed it out in numerous threads, i get employee discounts. So, to answer your question, yes i have a better deal.
76k Ftype premium, 0 down i pay $520 per month.
Ive pointed it out in numerous threads, i get employee discounts. So, to answer your question, yes i have a better deal.
76k Ftype premium, 0 down i pay $520 per month.
#31
The following users liked this post:
BostonKiller (02-04-2017)
#32
#33
The residual values and money factor are set by the leasing company. The highest residuals values are on the base models, and your number looks in line.
From my perspective, the only "deal" to be made is the discount you negotiate off MSRP. You got approx 9% off. Some people have seen more, myself included, but it's still a decent amount.
Comparing monthly payment numbers is irrelevant. There are too many other factors (term, mileage allowance, model, state sales tax, MSRP) so unless you are talking about an identical car, any comparison based on monthly payment is always going to be apples vs oranges.
That said, it's one helluva lot of car for the numbers you were quoted. I'd say "pull the trigger" and enjoy!
From my perspective, the only "deal" to be made is the discount you negotiate off MSRP. You got approx 9% off. Some people have seen more, myself included, but it's still a decent amount.
Comparing monthly payment numbers is irrelevant. There are too many other factors (term, mileage allowance, model, state sales tax, MSRP) so unless you are talking about an identical car, any comparison based on monthly payment is always going to be apples vs oranges.
That said, it's one helluva lot of car for the numbers you were quoted. I'd say "pull the trigger" and enjoy!
#34
#35
#36
The residual values and money factor are set by the leasing company. The highest residuals values are on the base models, and your number looks in line.
From my perspective, the only "deal" to be made is the discount you negotiate off MSRP. You got approx 9% off. Some people have seen more, myself included, but it's still a decent amount.
Comparing monthly payment numbers is irrelevant. There are too many other factors (term, mileage allowance, model, state sales tax, MSRP) so unless you are talking about an identical car, any comparison based on monthly payment is always going to be apples vs oranges.
That said, it's one helluva lot of car for the numbers you were quoted. I'd say "pull the trigger" and enjoy!
From my perspective, the only "deal" to be made is the discount you negotiate off MSRP. You got approx 9% off. Some people have seen more, myself included, but it's still a decent amount.
Comparing monthly payment numbers is irrelevant. There are too many other factors (term, mileage allowance, model, state sales tax, MSRP) so unless you are talking about an identical car, any comparison based on monthly payment is always going to be apples vs oranges.
That said, it's one helluva lot of car for the numbers you were quoted. I'd say "pull the trigger" and enjoy!
#37
at the end of the day the benefit is minimal. If you total the money spent after a 3 year lease, i think overall it ends up being a few hundred dollars difference for a car that was (total monthly + money down) vs (total monthly + 0 down)...benefit being monthly + money down.
but it ends up being a personal decision based on your situation. to me i would rather not put money down and have it in my pocket for other investments and try to get a higher return.
Some dealership (in some states) allow you to do a multiple security deposit. This is a totally smart idea! I did it for my BMW. you end up paying $5-7k upfront (its calculated as 7 x your monthly rounded to the nearest hundred) and it lowers your monthly payment by 30 or so....and then you get it all back.
The following 2 users liked this post by carzaddict:
BostonKiller (02-06-2017),
LobsterClaws (02-06-2017)
#38
the reason people frown upon putting money down upfront is because of a certain risk that it comes with. We know it lowers your payment, but lets say you put $10k down (cap cost reduction) and you total your car the minute you walk out of the dealership.......you lose that money instantly.
at the end of the day the benefit is minimal. If you total the money spent after a 3 year lease, i think overall it ends up being a few hundred dollars difference for a car that was (total monthly + money down) vs (total monthly + 0 down)...benefit being monthly + money down.
but it ends up being a personal decision based on your situation. to me i would rather not put money down and have it in my pocket for other investments and try to get a higher return.
Some dealership (in some states) allow you to do a multiple security deposit. This is a totally smart idea! I did it for my BMW. you end up paying $5-7k upfront (its calculated as 7 x your monthly rounded to the nearest hundred) and it lowers your monthly payment by 30 or so....and then you get it all back.
at the end of the day the benefit is minimal. If you total the money spent after a 3 year lease, i think overall it ends up being a few hundred dollars difference for a car that was (total monthly + money down) vs (total monthly + 0 down)...benefit being monthly + money down.
but it ends up being a personal decision based on your situation. to me i would rather not put money down and have it in my pocket for other investments and try to get a higher return.
Some dealership (in some states) allow you to do a multiple security deposit. This is a totally smart idea! I did it for my BMW. you end up paying $5-7k upfront (its calculated as 7 x your monthly rounded to the nearest hundred) and it lowers your monthly payment by 30 or so....and then you get it all back.
#39
the reason people frown upon putting money down upfront is because of a certain risk that it comes with. We know it lowers your payment, but lets say you put $10k down (cap cost reduction) and you total your car the minute you walk out of the dealership.......you lose that money instantly.
at the end of the day the benefit is minimal. If you total the money spent after a 3 year lease, i think overall it ends up being a few hundred dollars difference for a car that was (total monthly + money down) vs (total monthly + 0 down)...benefit being monthly + money down.
but it ends up being a personal decision based on your situation. to me i would rather not put money down and have it in my pocket for other investments and try to get a higher return.
Some dealership (in some states) allow you to do a multiple security deposit. This is a totally smart idea! I did it for my BMW. you end up paying $5-7k upfront (its calculated as 7 x your monthly rounded to the nearest hundred) and it lowers your monthly payment by 30 or so....and then you get it all back.
at the end of the day the benefit is minimal. If you total the money spent after a 3 year lease, i think overall it ends up being a few hundred dollars difference for a car that was (total monthly + money down) vs (total monthly + 0 down)...benefit being monthly + money down.
but it ends up being a personal decision based on your situation. to me i would rather not put money down and have it in my pocket for other investments and try to get a higher return.
Some dealership (in some states) allow you to do a multiple security deposit. This is a totally smart idea! I did it for my BMW. you end up paying $5-7k upfront (its calculated as 7 x your monthly rounded to the nearest hundred) and it lowers your monthly payment by 30 or so....and then you get it all back.
Very well stated Carzaddict. One more point to add is the down payment is taxable in states with sales tax. One of the few benefits of leasing is to not get stung with the fat tax bill up front.
#40
the reason people frown upon putting money down upfront is because of a certain risk that it comes with. We know it lowers your payment, but lets say you put $10k down (cap cost reduction) and you total your car the minute you walk out of the dealership.......you lose that money instantly.
at the end of the day the benefit is minimal. If you total the money spent after a 3 year lease, i think overall it ends up being a few hundred dollars difference for a car that was (total monthly + money down) vs (total monthly + 0 down)...benefit being monthly + money down.
but it ends up being a personal decision based on your situation. to me i would rather not put money down and have it in my pocket for other investments and try to get a higher return.
Some dealership (in some states) allow you to do a multiple security deposit. This is a totally smart idea! I did it for my BMW. you end up paying $5-7k upfront (its calculated as 7 x your monthly rounded to the nearest hundred) and it lowers your monthly payment by 30 or so....and then you get it all back.
at the end of the day the benefit is minimal. If you total the money spent after a 3 year lease, i think overall it ends up being a few hundred dollars difference for a car that was (total monthly + money down) vs (total monthly + 0 down)...benefit being monthly + money down.
but it ends up being a personal decision based on your situation. to me i would rather not put money down and have it in my pocket for other investments and try to get a higher return.
Some dealership (in some states) allow you to do a multiple security deposit. This is a totally smart idea! I did it for my BMW. you end up paying $5-7k upfront (its calculated as 7 x your monthly rounded to the nearest hundred) and it lowers your monthly payment by 30 or so....and then you get it all back.