Tire & Wheel Protection
#41
As far as the tire/rim thing on the F Type; I calculate the risk to be relatively minor and the cost to be something I can deal with; I would likely buy one used rim, repair the rim or buy a complete set of aftermarket wheels before I'd drop the coin for a new OEM wheel from the dealer.
I don't think there is a right or wrong answer as everyone has a different risk comfort level......but it's worthwhile (IMO) to point out that these things usually don't pay off if you do the math.....they can't for obvious reasons.
2 cents.
Dave
#42
If tire and rim was remotely a risk- the bank would force you to get that coverage.
In some cases the peace of mind is keeping money in someone else's nest, in other cases its better off in your nest.
Kinda like Medical ins and Dental ins (which in practice does not exists)
#43
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Queen and Country (07-11-2018)
#44
Finally got the Tire and Wheel Insurance agreement, it is offered by Jaguar but appears that United Service Protection Corp is the one I'd deal with per the agreement.
I was reading it over and noticed a few things on the exclusion
1. Cost or expenses on any aftermarket tire(s)/wheels
I assume this mean if I replace the Pirelli tires with Michelin tires the Michelin tires are not covered? The same applies for winter tire(s)/wheels? Looking at the agreement they define aftermarket tire(s)/wheel(s) as "Tire(s)/Wheel(S) that do not meet the original OEM approved specification for the covered vehicle, including tire(s)/wheel(s) not mounted on the vehicle at the time of sale of this agreement.
I also noticed another exclusion
2. For Damage caused by any of the following: Any cause whatsoever, except a covered road hazard, including, but not limited to accident; abuse; neglect; driver error; structural damage of the wheel due to curb damange....
So curb rash is excluded as well? It seems that's a common reason to utilize the insurance?
Are these exclusion common for tire/wheel? Any experience in dealing with post Pirelli tires and damage? Winter wheels/tires?
I was reading it over and noticed a few things on the exclusion
1. Cost or expenses on any aftermarket tire(s)/wheels
I assume this mean if I replace the Pirelli tires with Michelin tires the Michelin tires are not covered? The same applies for winter tire(s)/wheels? Looking at the agreement they define aftermarket tire(s)/wheel(s) as "Tire(s)/Wheel(S) that do not meet the original OEM approved specification for the covered vehicle, including tire(s)/wheel(s) not mounted on the vehicle at the time of sale of this agreement.
I also noticed another exclusion
2. For Damage caused by any of the following: Any cause whatsoever, except a covered road hazard, including, but not limited to accident; abuse; neglect; driver error; structural damage of the wheel due to curb damange....
So curb rash is excluded as well? It seems that's a common reason to utilize the insurance?
Are these exclusion common for tire/wheel? Any experience in dealing with post Pirelli tires and damage? Winter wheels/tires?
#45
Finally got the Tire and Wheel Insurance agreement, it is offered by Jaguar but appears that United Service Protection Corp is the one I'd deal with per the agreement.
I was reading it over and noticed a few things on the exclusion
1. Cost or expenses on any aftermarket tire(s)/wheels
I assume this mean if I replace the Pirelli tires with Michelin tires the Michelin tires are not covered? The same applies for winter tire(s)/wheels? Looking at the agreement they define aftermarket tire(s)/wheel(s) as "Tire(s)/Wheel(S) that do not meet the original OEM approved specification for the covered vehicle, including tire(s)/wheel(s) not mounted on the vehicle at the time of sale of this agreement.
I also noticed another exclusion
2. For Damage caused by any of the following: Any cause whatsoever, except a covered road hazard, including, but not limited to accident; abuse; neglect; driver error; structural damage of the wheel due to curb damange....
So curb rash is excluded as well? It seems that's a common reason to utilize the insurance?
Are these exclusion common for tire/wheel? Any experience in dealing with post Pirelli tires and damage? Winter wheels/tires?
I was reading it over and noticed a few things on the exclusion
1. Cost or expenses on any aftermarket tire(s)/wheels
I assume this mean if I replace the Pirelli tires with Michelin tires the Michelin tires are not covered? The same applies for winter tire(s)/wheels? Looking at the agreement they define aftermarket tire(s)/wheel(s) as "Tire(s)/Wheel(S) that do not meet the original OEM approved specification for the covered vehicle, including tire(s)/wheel(s) not mounted on the vehicle at the time of sale of this agreement.
I also noticed another exclusion
2. For Damage caused by any of the following: Any cause whatsoever, except a covered road hazard, including, but not limited to accident; abuse; neglect; driver error; structural damage of the wheel due to curb damange....
So curb rash is excluded as well? It seems that's a common reason to utilize the insurance?
Are these exclusion common for tire/wheel? Any experience in dealing with post Pirelli tires and damage? Winter wheels/tires?
#46
Not trying to hijack the thread, but this started me thinking about door dings. I seem to recall reading that an aluminum body panel doesn't have a "memory" of its original shape (as a steel panel does), so it doesn't "want" to pop back with a little encouragement. Makes me wonder how effective the paintless ding repair tech would be in fixing a ding on an F-type.
#47
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#49
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Greggbhill (09-15-2018)
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