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Rear End Collision.....UGH!

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  #21  
Old 12-21-2012, 03:11 PM
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Ok..received a call 5 mins ago from the insurance company & they have deemed the STR as a total loss. Now the kicker, I was advised to file an underinsured motorist claim with my insurance company as the accident has now exceeded his insurance coverage based on the value of my car, rentals, lady's CRV behind me, and the insureds Dode Ram. Just my luck.
 
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Old 12-21-2012, 03:42 PM
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Jeez... Chris, let's get you through this, then into an 07 XKR.
 
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Old 12-21-2012, 04:54 PM
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This is a crying a$$ shame. We worked soooo hard to help you locate the perfect STR, and now some bonehead comes along and destroys it.

$14k in estimated repairs!! Ouch.

I was rear-ended by an older suburban a couple of years ago, and my damages were nowhere near as bad. The total repair was about $2,600 for new bumper, new under supports, fixing a big dent in the trunk, and buffing the right rear lens.

Looking at your car, your bumper is gone, the right rear lens is toast, and your trunk is severely damaged. What is not as apparent, is the structural damage underneath.

Good luck on this latest saga. When the time comes to look for another car, we will be here to assist you along the way.
 
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Old 12-21-2012, 06:58 PM
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I would bet good money that your STR will be repaired and then sold with a salvaged title. But who knows at this point whether the repairs will be stellar, good, mediocre, or poor....

Either way, the insurance gamers will profit off of you twice. They'll attempt to underpay you for your loss, then they will sell your STR for whatever the market allows. Sad but true....
 
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Old 12-21-2012, 08:21 PM
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Sad but true Jon.
 
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Old 12-21-2012, 11:43 PM
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Chris, take the dough and pick up an 2007 XKR for $25k, then slowly fix up the STR.
 
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Old 12-22-2012, 12:06 AM
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Originally Posted by SC Str
Ok..received a call 5 mins ago from the insurance company & they have deemed the STR as a total loss. Now the kicker, I was advised to file an underinsured motorist claim with my insurance company as the accident has now exceeded his insurance coverage based on the value of my car, rentals, lady's CRV behind me, and the insureds Dode Ram. Just my luck.
And because you are filing a claim with your insurance the deductible applies? If that's the case, not sure how you would recover that unless you take it to small claims...

I wouldn't bother keeping the car. You will not gain anything by repairing it and selling it with a salvaged title. Would be a tough sell and you'll end up dealing with bunch of low ballers. Just make sure to do your homework on price research and stand strong with the insurance company.

Good luck!
 
  #28  
Old 12-22-2012, 02:28 AM
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Probably only worth buying & repairing if you want to keep it till end of life.
 
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  #29  
Old 12-22-2012, 06:50 AM
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Did exactly what JagV8 mentioned and had $5k left over. My maintenance fund.
Good Luck
 
  #30  
Old 12-27-2012, 11:28 AM
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Sad day yesterday....had to clean out my belongings from the STR so the insurance company could tow it to the salvage yard. The hunt begins soon for a new ride.
 
  #31  
Old 12-27-2012, 12:06 PM
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I feel for you brother. Seemingly New Cars, Used Cars, Car Reviews, Car Finance Advice - Cars.com is the hotbed for S-Type's including the R models. There's also a few on Ebay from time to time that seem pretty tight.
 
  #32  
Old 12-27-2012, 04:23 PM
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Ditto to Doc. You've likely read my harping on turning the settlement $$$$ over on a 2007 XKR. Sometime after the last payment, the 03 STR wants to sit next to an 07+ XKR.
 
  #33  
Old 12-27-2012, 10:33 PM
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Bf, l like the XKR but have 2 little ones and its not very car seat friendly (LOL). User sales manager @ Jag is looking for a supercharged XF for me, but also looking at '07 STS-V. We will see what happens. Clean used cars take time to find the right one.
 
  #34  
Old 12-27-2012, 11:08 PM
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Originally Posted by SC Str
Bf, l like the XKR but have 2 little ones and its not very car seat friendly (LOL). User sales manager @ Jag is looking for a supercharged XF for me, but also looking at '07 STS-V. We will see what happens. Clean used cars take time to find the right one.
Sure, I understand the need to seat two kids, got four of my own. And I wouldn't kick an XFR out of my garage, but a CTS-V? Kidding, what ever works....
 
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Old 12-28-2012, 04:02 AM
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I looked at a CTS-V wagon a couple weeks ago while I was at a cars and coffee event. The guy driving it used it as his daily driver. He was race driver and instructor maybe 29 years old and he loved it. It was a 6-spd manual.

The back seats looked kind of tight for adults?

They aren't all that expense used. I wonder how they hold up?

Awesome power but RWD only

Originally Posted by SC Str
Bf, l like the XKR but have 2 little ones and its not very car seat friendly (LOL). User sales manager @ Jag is looking for a supercharged XF for me, but also looking at '07 STS-V. We will see what happens. Clean used cars take time to find the right one.
 
  #36  
Old 12-28-2012, 05:59 AM
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Originally Posted by SC Str
Sad day yesterday....had to clean out my belongings from the STR so the insurance company could tow it to the salvage yard. The hunt begins soon for a new ride.
Do you know which salvage yard it's ending up in? I would love to give them a call and have them pick a few parts off for me...

edit: nvm... its an 06... what color was the interior?
 

Last edited by GT42R; 12-28-2012 at 06:03 AM.
  #37  
Old 12-28-2012, 08:02 AM
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GT42R, It is an '06 with solid Black interior in excellent shape. I will see if I can find out from State Farm which salvage yard they were towing to. They had to get it out of the Jag body shop to stop the storage charges.

Really sucks because I bought the car in pristine condition and kept it that way. Plus, the STR has never had any of the typical STR issues discussed in the forum.
 
  #38  
Old 12-28-2012, 08:25 AM
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Chris you did not correct Seth above, he thinks your looking for a CTS V, when in actuallity its the STS V. Yeah baby!!!!!
 
  #39  
Old 12-28-2012, 12:10 PM
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Where are these $25K 07' XKR's? I'd be on that in a hot sh*t minute!
 
  #40  
Old 12-28-2012, 01:07 PM
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Originally Posted by SC Str
GT42R, It is an '06 with solid Black interior in excellent shape. I will see if I can find out from State Farm which salvage yard they were towing to. They had to get it out of the Jag body shop to stop the storage charges.

Really sucks because I bought the car in pristine condition and kept it that way. Plus, the STR has never had any of the typical STR issues discussed in the forum.
Sounds like a nice car, shame its gone. By 2006 the STR production numbers were tiny, so thats one less STR on the road...

Shame you didn't get to keep it in order to part it out, I would have grabbed that entire interior off you!
 


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