USFidelis Extended Warranty
#1
05-23-2009, 11:43 AM
Guest
Posts: n/a
USFidelis Extended Warranty
I need some advice. I just bought the New Car Coverage where "Everything is covered, but normal wear and tear" They said they would prefer that I bring the car to a Jag dealer than a regular place and pay up to $150/hour labor.
Guy even said if I get it checked by jag and they advise anything like a ECU reflash( hard shifts in tranny 1-2 ) or anything like that is covered,
I have 30 days to cancel and get money back.
I put $250 down and 185 a month for 24 months or Cost of $4670 for 4 years 100K.
My thoughts are this,
Put 200 a month away for any problems and possibly save $4600. I have 44K on my 03 STR and dont forsee 4500 in work needed over next couple yrs.
So question is this,
Do I cancell and store some money in-case something happens?
Do I keep coverage and hope it is as good as they say it is???
Just looking for some stories of reliablility or non reliability or even experience of US fidelis.
thank you guys.
Guy even said if I get it checked by jag and they advise anything like a ECU reflash( hard shifts in tranny 1-2 ) or anything like that is covered,
I have 30 days to cancel and get money back.
I put $250 down and 185 a month for 24 months or Cost of $4670 for 4 years 100K.
My thoughts are this,
Put 200 a month away for any problems and possibly save $4600. I have 44K on my 03 STR and dont forsee 4500 in work needed over next couple yrs.
So question is this,
Do I cancell and store some money in-case something happens?
Do I keep coverage and hope it is as good as they say it is???
Just looking for some stories of reliablility or non reliability or even experience of US fidelis.
thank you guys.
Last edited by Greg561; 05-23-2009 at 11:45 AM.
#2
05-23-2009, 03:56 PM
Veteran Member
Check out www.easycare.com They have 4 flavors of coverage: Powercare; Primarycare; Statedcare and Totalcare. I have Totalcare and it looks quite comprehensive.
#3
05-23-2009, 04:35 PM
I need some advice. I just bought the New Car Coverage where "Everything is covered, but normal wear and tear" They said they would prefer that I bring the car to a Jag dealer than a regular place and pay up to $150/hour labor.
Guy even said if I get it checked by jag and they advise anything like a ECU reflash( hard shifts in tranny 1-2 ) or anything like that is covered,
I have 30 days to cancel and get money back.
I put $250 down and 185 a month for 24 months or Cost of $4670 for 4 years 100K.
My thoughts are this,
Put 200 a month away for any problems and possibly save $4600. I have 44K on my 03 STR and dont forsee 4500 in work needed over next couple yrs.
So question is this,
Do I cancell and store some money in-case something happens?
Do I keep coverage and hope it is as good as they say it is???
Just looking for some stories of reliablility or non reliability or even experience of US fidelis.
thank you guys.
Guy even said if I get it checked by jag and they advise anything like a ECU reflash( hard shifts in tranny 1-2 ) or anything like that is covered,
I have 30 days to cancel and get money back.
I put $250 down and 185 a month for 24 months or Cost of $4670 for 4 years 100K.
My thoughts are this,
Put 200 a month away for any problems and possibly save $4600. I have 44K on my 03 STR and dont forsee 4500 in work needed over next couple yrs.
So question is this,
Do I cancell and store some money in-case something happens?
Do I keep coverage and hope it is as good as they say it is???
Just looking for some stories of reliablility or non reliability or even experience of US fidelis.
thank you guys.
#4
05-23-2009, 05:02 PM
Veteran Member
$4,600 is a ton of money to be spending on an extended warranty. I'd look elsewhere for similar coverage at much better pricing.
Recent factory warranty repairs required on our 2005 S-Type 3.0 have caused me to take a second look at my decision earlier in the year to forego purchasing a third-party extended warranty. Our factory warranty runs its course on July 18th so I still have nearly two months left to get every little quirk in the car taken care of by Jaguar before they get to step away. I'm not yet convinced that an extended warranty will be money well-spent from our perspective. I've never needed one before but I know that these S-Types can be finicky from an electronics standpoint. If I wind up changing my mind and purchasing an extended warranty, it will be because of the complicated electronic modules. I still believe that the engine and drivetrain are relatively safe bets as long as the vehicle is properly maintained and not driven like a bat out of hell day in and day out. That being said, I have already earmarked a couple grand for common problems that may indeed pop up with this car over the next two or three years....
Recent factory warranty repairs required on our 2005 S-Type 3.0 have caused me to take a second look at my decision earlier in the year to forego purchasing a third-party extended warranty. Our factory warranty runs its course on July 18th so I still have nearly two months left to get every little quirk in the car taken care of by Jaguar before they get to step away. I'm not yet convinced that an extended warranty will be money well-spent from our perspective. I've never needed one before but I know that these S-Types can be finicky from an electronics standpoint. If I wind up changing my mind and purchasing an extended warranty, it will be because of the complicated electronic modules. I still believe that the engine and drivetrain are relatively safe bets as long as the vehicle is properly maintained and not driven like a bat out of hell day in and day out. That being said, I have already earmarked a couple grand for common problems that may indeed pop up with this car over the next two or three years....
Last edited by Jon89; 05-24-2009 at 07:17 AM.
#6
05-24-2009, 04:01 PM
Veteran Member
is it 4 years from the date you buy the warranty? and 100k miles total? you have to be careful a lot of them define even these basic things in tricky terms.
For 4 years true total coverage and $0 Deductible (only way to go) its not a bad price for piece of mind, are you keeping it for the full 4 years though?
By the way I liked the E55, 6 series and 911
South Florida is the 561 i take it? and you missed out on the Sebring 12 hours jaguarforums meet!
For 4 years true total coverage and $0 Deductible (only way to go) its not a bad price for piece of mind, are you keeping it for the full 4 years though?
By the way I liked the E55, 6 series and 911
South Florida is the 561 i take it? and you missed out on the Sebring 12 hours jaguarforums meet!
Last edited by bmw745ion19s; 05-24-2009 at 04:04 PM.
#7
05-24-2009, 05:56 PM
Guest
Posts: n/a
is it 4 years from the date you buy the warranty? and 100k miles total? you have to be careful a lot of them define even these basic things in tricky terms.
For 4 years true total coverage and $0 Deductible (only way to go) its not a bad price for piece of mind, are you keeping it for the full 4 years though?
By the way I liked the E55, 6 series and 911 South Florida is the 561 i take it? and you missed out on the Sebring 12 hours jaguarforums meet!
For 4 years true total coverage and $0 Deductible (only way to go) its not a bad price for piece of mind, are you keeping it for the full 4 years though?
By the way I liked the E55, 6 series and 911
South Florida is the 561 i take it? and you missed out on the Sebring 12 hours jaguarforums meet!By Jag meet, you mean 12 hours of sebring?? My parents and friends have been going since 73 and I have been since 96 every year. Ussually head out on tuesday before race with a rented camper and really drink! Turn 10 is our group. You go to the race??
Thanks, All those cars were great, E55 had many Supercharger problems, gas lines disconecting. M6 with exaust and computer was monster and couldnt break it, and I tried... 911 wasnt too fast, but built very very well.
Thanks for your input. I do appreciate.
Keep me posted on the meets. I am sort of new to this forum.
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#8
05-26-2009, 06:04 PM
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Posts: n/a
I cancelled the coverage. I must say, after holding for 40 min due to high call volume, the girl was very nice and professional and did it with out any problems.
I just doubt I would have 4600 dollars worth of repairs. /And I figure if I have 2500 in 2 yrs, I would still be 2000 ahead of the game...
anyway,
thanks all for your help/
I just doubt I would have 4600 dollars worth of repairs. /And I figure if I have 2500 in 2 yrs, I would still be 2000 ahead of the game...
anyway,
thanks all for your help/
#9
05-27-2009, 07:54 AM
Veteran Member
#10
05-29-2009, 04:58 PM
Guest
Posts: n/a
So today I brought my car to the Jag dealer. I have a bad ABS Module.
$2750.00 to fix...... It is making my ABS and DSC light fault come on.
Considering that is more than half of the price of the warranty from USfidelis, I think I am going to purchase the warranty and wait to fix this problem.
Even the service advisor said the warranty is a good idea. Though they have not had any experience with Usfidelis yet.
Anyway,
wondering if anyone else has any feedback on Usfidelis yet.
Thanks,
$2750.00 to fix...... It is making my ABS and DSC light fault come on.
Considering that is more than half of the price of the warranty from USfidelis, I think I am going to purchase the warranty and wait to fix this problem.
Even the service advisor said the warranty is a good idea. Though they have not had any experience with Usfidelis yet.
Anyway,
wondering if anyone else has any feedback on Usfidelis yet.
Thanks,
#11
05-29-2009, 05:28 PM
Did that price include a new master cyl.? My car did the same thing. The dealer replaced both the module and the master cyl. When I asked they said it was a "normal precaution" when the abs module freaks out. I say this because you say your going to get the work done under warranty. My car is still under factory warranty, so maybe my dealer was being overly cautious. And sorry I don't have any experience with USFidelis. I got mine with the Select Edition already part of the transaction.
#13
05-29-2009, 05:46 PM
i did some research and i bought from this one, dont know if it is worth looking into for you or not, but make sure it is the DELAWARE based company.
http://www.bbb.org/delaware/business...t-de-21001599/
http://www.bbb.org/delaware/business...t-de-21001599/
#14
05-29-2009, 05:49 PM
CONCERNING US FIDELIS:
Government Actions
On March 6, 2008, the Missouri Attorney General filed suit in St. Charles County Circuit Court against Dealer Services doing business as National Auto Warranty Services for sending consumers postcards and letters informing them that their warranties were about to expire, and that it was offering them their final chance to purchase a renewed, extended auto warranty. The Attorney General claimed the company failed to inform consumers that it was not affiliated with the dealers or manufacturers of the vehicle, and that it was offering to sell motor vehicle extended service contracts instead of warranties. In addition, the company violated the Missouri No Call Law by calling Missourians who were on the no call list as well as federal telemarketing laws by contacting consumers by phone and failing to honor their requests not to be called. The suit is pending.
In addition to the aforementioned action, in April 2009, it was revealed that 40 attorneys general across the nation have launched a coordinated investigation into the industry. According to the Missouri Attorney General's office, those states are now negotiating a settlement with the company.
On Wednesday, April 22, 2009, the Missouri Department of Insurance sued owners Darain and Cory Atkinson, and their company, demanding they comply with a subpoena.
Government Actions
On March 6, 2008, the Missouri Attorney General filed suit in St. Charles County Circuit Court against Dealer Services doing business as National Auto Warranty Services for sending consumers postcards and letters informing them that their warranties were about to expire, and that it was offering them their final chance to purchase a renewed, extended auto warranty. The Attorney General claimed the company failed to inform consumers that it was not affiliated with the dealers or manufacturers of the vehicle, and that it was offering to sell motor vehicle extended service contracts instead of warranties. In addition, the company violated the Missouri No Call Law by calling Missourians who were on the no call list as well as federal telemarketing laws by contacting consumers by phone and failing to honor their requests not to be called. The suit is pending.
In addition to the aforementioned action, in April 2009, it was revealed that 40 attorneys general across the nation have launched a coordinated investigation into the industry. According to the Missouri Attorney General's office, those states are now negotiating a settlement with the company.
On Wednesday, April 22, 2009, the Missouri Department of Insurance sued owners Darain and Cory Atkinson, and their company, demanding they comply with a subpoena.
#15
05-29-2009, 10:04 PM
Guest
Posts: n/a
Aside from the Replacement part from the dealer at $2750.00the dealer also gave me a choice of a Rebuild for $1000.00 , but its not garranteed to work. So I dont want to possibly throw 1000 out in case it doesnt fix. Im just not sure what to do.. I mean this one thing is $2750 to fix, so I am half way there for the cost of a 4 yr 100K mile "new car bumper to bumper" warranty. Its also $4670. That s $hitload of money that I didnt plan on paying ontop of cost of my car. But, on the other hand my seat or tranny or window motor, navigation, stereo or anything could break.
I was told that they are backed by a A+ company doing the underwriting and they have seemed completely nice and professional.
I just have to do it and get over the money aspect of almost $5K..
Anyway I appreciate everyone chimming in...
Greg
I was told that they are backed by a A+ company doing the underwriting and they have seemed completely nice and professional.
I just have to do it and get over the money aspect of almost $5K..
Anyway I appreciate everyone chimming in...
Greg
#16
05-30-2009, 05:39 AM
I was thinking about getting US FIDELIS as well. But when I did a research on the company, people where saying that it a scam. Read a couple complaints where people took they car to get fix when it was time for US FIDELIS to cover the cost the company came excuse to get out of paying leaving you stuck with the bill
#17
05-30-2009, 06:37 AM
#18
05-30-2009, 06:39 AM
Member
This is what I bought
I bought a 2002 XKR in December 2008 and researched extended warranties extensively. I settled on one that gave me 50,000 miles and 48 months from the date of the purchase. The car had about 50,000 miles on it, so I'm good until the car reaches 100,000 or I've owned it for 48 months. The coverage is very comprehensive and covers everything except normal wear items like bulbs, brakes etc. It does cover everything else, right down to the antenna motor, seat motors, navigation system, etc. Even has limited coverage on the tires and a towing/rental car allowance. There is a $100 deductible per occurance and the cost was less than $2500. I can take it anywhere with certified mechanics, but I'll take it to a Jag dealer if at all possible.
Also, if I remember right, the warranty company has been in business over 20 years and rated A-1. I have the papers from my research, but can't find them right now.
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Eric
XKR 100 Coupe
Also, if I remember right, the warranty company has been in business over 20 years and rated A-1. I have the papers from my research, but can't find them right now.
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Eric
XKR 100 Coupe
Last edited by XKR 100 Coupe; 05-30-2009 at 07:04 AM.
#19
05-30-2009, 10:04 AM
Guest
Posts: n/a
I bought a 2002 XKR in December 2008 and researched extended warranties extensively. I settled on one that gave me 50,000 miles and 48 months from the date of the purchase. The car had about 50,000 miles on it, so I'm good until the car reaches 100,000 or I've owned it for 48 months. The coverage is very comprehensive and covers everything except normal wear items like bulbs, brakes etc. It does cover everything else, right down to the antenna motor, seat motors, navigation system, etc. Even has limited coverage on the tires and a towing/rental car allowance. There is a $100 deductible per occurance and the cost was less than $2500. I can take it anywhere with certified mechanics, but I'll take it to a Jag dealer if at all possible.
Also, if I remember right, the warranty company has been in business over 20 years and rated A-1. I have the papers from my research, but can't find them right now.
-------------
Eric
XKR 100 Coupe
Also, if I remember right, the warranty company has been in business over 20 years and rated A-1. I have the papers from my research, but can't find them right now.
-------------
Eric
XKR 100 Coupe
Also, have you made any claims? If so how was it handled? I am just having a big problem paying almost 5K for a warranty.
Thanks for the input.
#20
05-30-2009, 10:08 AM
Guest
Posts: n/a
I have done hours and hours of research. I get dizzy with everything that I find on google, litterally I get dizzy. There are so many of these, so many complaints and horror stories for each company. They are all owned or underwritten by some fantom company they hide behind if something goes wrong. I think I will be Re-Cancelling my US Fidelis($4670) Warranty and just take my chances. Get this ABS module renbuilt and pay the $1000 and be done and hope for best.