Totaled the Jag
#21
RE: Totaled the Jag
I wish I had those rates. I'm paying about $5k a year (I need to call Geico)! My insurance went up a few hundred after I totaled my Jag even though the other person was at fault and was ticketed for running a red light. Didn't make a difference, they can increase rates whenever they want. Thinking about insurance makes me nauseous.
#22
RE: Totaled the Jag
How old are you? Don't you live in cali? Generally they don't raise the rates unless something happens. Like for the last 2 years with state farm because there was no claim or I got no tickets or accidents my rates stayed the same. Also the cost of everyones insurance is calculated on a set amount of claims and accidents so they charge everyone accordingly. If those claims/accidents don't happen they actually refund you the money, I got a like 30 bucks each year because their projected amount of claims were never reached. Basically they made a ton of money that year so they figured they could squeeze a couple of checks to everyone to share the wealth they just earned.
#23
#24
RE: Totaled the Jag
Wow, thats sooo crazy for insurance. My insurance WAS only $1100 a year, and I'm a teen driver with a Jag. The insurance company is still yet to come look at my car, but I'll post what my rate goes up to once they check it out. I really hope its not going to be in the 5,000 range like you're paying. Ouch, $5,000 a year plus car payments, maitenance, and gas? ****, I wouldn't be able to drive again until I'm out of college...
#27
RE: Totaled the Jag
The insurance was probably in his parents name or his older sibling was the primary driver perhaps...otherwise 1100 is way too cheap. PLPD for me in high school in my parents name was 50 bucks a month so 600 for plpd in my parents name a year...1100 has to be parents name...
#28
RE: Totaled the Jag
ORIGINAL: ArdenX
I'm 22 and in Florida. I have a bunch of tickets and bought the car new so I'm sure that factors in. Anyway, Im with Progressive and I plan on switching because Im sure I can find a better rate. $5k a year is astronomical!
I'm 22 and in Florida. I have a bunch of tickets and bought the car new so I'm sure that factors in. Anyway, Im with Progressive and I plan on switching because Im sure I can find a better rate. $5k a year is astronomical!
#29
RE: Totaled the Jag
ORIGINAL: aquill1
The insurance was probably in his parents name or his older sibling was the primary driver perhaps...otherwise 1100 is way too cheap. PLPD for me in high school in my parents name was 50 bucks a month so 600 for plpd in my parents name a year...1100 has to be parents name...
The insurance was probably in his parents name or his older sibling was the primary driver perhaps...otherwise 1100 is way too cheap. PLPD for me in high school in my parents name was 50 bucks a month so 600 for plpd in my parents name a year...1100 has to be parents name...
#30
RE: Totaled the Jag
Man jvegas I'd like to know how you paid that little for insurance! I had nothing on mine until the pot hole incident and I'm married with a renters policy and multi car discount and paid about 189 a month...
alois your on your parents insurance as a driver but your primary vehicle is the beater, the insurance on the jag would surely be much higher if you were the main driver. Hopefully your insurance company doesn't screw you over too terribly bad...
alois your on your parents insurance as a driver but your primary vehicle is the beater, the insurance on the jag would surely be much higher if you were the main driver. Hopefully your insurance company doesn't screw you over too terribly bad...
#31
#32
RE: Totaled the Jag
I got my learners at 15 and my license at 16 and boy did I do a lot of stupid ****. I still get mad at myself when I remember some of the stupid **** I did only 5 years ago. I remember doing 140 in a residential area and thankfully nothing happened but I felt so stupid the next day...and even today. Hopefully this serves as a lesson and I'm glad you're ok. Good luck, and if you get another jag...don't trash it too. LOL!
#33
RE: Totaled the Jag
Haha bigdreams, 140 in a residential? Thats crazy. The fastest I got my car up to was 120 on the highway on straight away. Now that I had my accident, I still regret stuff like that but its all in the best. I got back in the drivers seat of a car for the first time since the accident today and I was so nervous. It was like the first time I had ever driven all over. Ugh.
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