Insurance rates on specifically the XF Super and XFR
#1
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Hello All,
I've searched the forum for ideas about what everyone is paying in insurance but have not found much when it comes to the XF models. I plan on picking up a 2010-2012 XF Super or an XFR in the next six months and just wanted to get an idea about what you guys are paying.
Thanks in advance!
I've searched the forum for ideas about what everyone is paying in insurance but have not found much when it comes to the XF models. I plan on picking up a 2010-2012 XF Super or an XFR in the next six months and just wanted to get an idea about what you guys are paying.
Thanks in advance!
#2
#3
#4
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Forgot to mention, the notion is when you purchase a new car, insurance cost should rise. Must remember, insurance companies take great consideration when it comes to safety (DRL, extra airbags, etc). You might find yourself, on the contrary saving money on insurance when making an upgrade.
#6
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$1400 / year for a 2010 XFR with full coverage and $500 deductible. However I have a tarnished driving record with 2 at fault accidents in the past 7 years.
I think you're going to find rates vary widely if you poll people due to age, driving record, location, etc. Best bet is just call your insurance agent and ask for a quote. They will be able to tell you what rates will be.
Cheers,
- Will
I think you're going to find rates vary widely if you poll people due to age, driving record, location, etc. Best bet is just call your insurance agent and ask for a quote. They will be able to tell you what rates will be.
Cheers,
- Will
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MarcusXFR (10-04-2012)
#7
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Thanks guys!
With the XF Super and XFR being the beast that they are I assumed the insurance on them would be insane but on the contrary. I'm 46 and I currently have a 02 Mitsu Eclipse GS and with a good driving record I'm paying $51 a month. I'm hoping I can keep the insurance close to $100. Now I can inquire with my carrier since I have an idea of what to expect.
With the XF Super and XFR being the beast that they are I assumed the insurance on them would be insane but on the contrary. I'm 46 and I currently have a 02 Mitsu Eclipse GS and with a good driving record I'm paying $51 a month. I'm hoping I can keep the insurance close to $100. Now I can inquire with my carrier since I have an idea of what to expect.
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#8
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Location plays a big part, at least in my area. Not an XF driver, but my insurance was literally cut in half last year when I moved all of 4 miles. Was in DC, now in northern VA. Still somewhat urban, but man what a surprise. I have a clean record. Payments went from $100/month down to $52/month. Geico said it was simply the move that made such a huge difference.
#9
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For 2011 XFSC, 2007 Sequoia Limited and a 2,000,000 umberlla I pay $2820 a year I do carry higher coverages though 300/500/500 towing ect.
I had a 2007 G35 sedan previously and paid $2460 a year for it and the others.
The biggest reason for price difference is replacement value. I'm 34, married with a squeaky clean driving record.
I had a 2007 G35 sedan previously and paid $2460 a year for it and the others.
The biggest reason for price difference is replacement value. I'm 34, married with a squeaky clean driving record.
#14
#15
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I just purchased my XF-R yesterday. I didn't even check rates (insurance or loan). I'm guessing we will burn more money via gas than via insurance. At the end of the day what is a few hundred dollars here or there when you are purchasing such an amazing car? I do think it was very wise for you to do all your homework. I'm just a little impetuous. Would love to see what you end up getting!
Darin
Darin
#16
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I just purchased my XF-R yesterday. I didn't even check rates (insurance or loan). I'm guessing we will burn more money via gas than via insurance. At the end of the day what is a few hundred dollars here or there when you are purchasing such an amazing car? I do think it was very wise for you to do all your homework. I'm just a little impetuous. Would love to see what you end up getting!
Darin
Darin
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#17
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Thanks guys!
With the XF Super and XFR being the beast that they are I assumed the insurance on them would be insane but on the contrary. I'm 46 and I currently have a 02 Mitsu Eclipse GS and with a good driving record I'm paying $51 a month. I'm hoping I can keep the insurance close to $100. Now I can inquire with my carrier since I have an idea of what to expect.
With the XF Super and XFR being the beast that they are I assumed the insurance on them would be insane but on the contrary. I'm 46 and I currently have a 02 Mitsu Eclipse GS and with a good driving record I'm paying $51 a month. I'm hoping I can keep the insurance close to $100. Now I can inquire with my carrier since I have an idea of what to expect.
Did you test drive the base XF models? You will find them to be a tremendous step up from the Eclipse. The SC models are blisteringly fast, but the baselines may be more than enough.
Cheers,
- Will
#18
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#19
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The engine noise in the cabin sounds better on the base models though. And they are plenty fast (0-60 in under 6 I think) with better gas mileage if that's a concern.
Cheers,
- Will
#20
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Darin