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So I decided to go ahead with this car, and I have to say I like it a ton at this point. It's not an XFR but I'm not sure I'll ever need more performance than I get out of what I already have (5.0 Premium with the Portfolio trim). It was a one-owner car with extensive dealer service records and no major issues in its background.
We had looked strongly at getting a brand-new MINI Cooper but ended up with this car for a third of the price and it fits the family a lot better than the MINI would have. It will also allow me to keep miles off the XJS, but we're still going to sell our XJ6 and take the opportunity to downsize a little.