XF and XFR ( X250 ) 2007 - 2015

What are you guys paying for insurance? S/C owners.

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  #21  
Old 04-11-2016, 12:38 AM
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I am at $396.66 per 6 months. $500 deductible.
$300k/$500k person/accident
$50k property
USAA, baby.
 
  #22  
Old 04-11-2016, 02:33 AM
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Originally Posted by rlentini
I am at $396.66 per 6 months. $500 deductible.
$300k/$500k person/accident
$50k property
USAA, baby.

Very nice! Unfortunately nobody in my household qualifies. haha.
 
  #23  
Old 04-11-2016, 04:28 AM
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KEEP IT CIVILISED.

Some of the comments are getting personal and offensive.

If that's how people react when just discussing insurance, I wouldn't like to meet them in an accident situation.

Graham
 
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  #24  
Old 04-11-2016, 06:38 AM
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Originally Posted by sparkenzap
And kiddhan, you are kidding yourself. I make no assumption, but you say "full coverage" and never mention limits of liability! I suspect you have no concept of your exposure.
My coverage exceeds the minimum for the state of Virginia. Every state has different laws which dictate potential "exposure." Not sure why your getting so hyped up about a simple question.

Covered
Bodily Injury Liability: $300,000 per person/$300,000 per occurrence

Property Damage Liability:
$250,000 per occurrence

Uninsured Motorist Bodily Injury: $300,000 per person/$300,000 per occurrence

Uninsured Motorist Property Damage: $100,000 per occurrence
 
  #25  
Old 04-11-2016, 07:11 AM
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OK, that is the correct answer! Comparing cost without defining the level of coverage is not a comparison at all. Many, many folks carry the state mandated minimum liability coverage which is usually wholly inadequate to cover a real loss. That can be still called "full coverage" if it includes collision insurance on the insured's car. So, as coverage goes up, so does the price.
 

Last edited by sparkenzap; 04-11-2016 at 07:13 AM.
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  #26  
Old 04-11-2016, 07:27 AM
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I know this topic is for the SC XF's..

But like to throw mine in for a comparison for some reading this thread and wondering.

I have State Farm..been with them for 38 years..I have the no cancel clause as a life long member. Plus I get the multi-car discount and also a discount for having my home insured too with them..

Bottom line with Full max coverage and a $200.00 deduct. I'm not sure of all the numbers but they are most you can get..I don't have my policy with me at the moment..$332.00/6 months just for the Jag....
 
  #27  
Old 04-14-2016, 03:23 PM
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mine is $502 for 6 mo.... full coverage.... but i have multiple policy discounts 2 homes , trailer, motorcycle and a 1,000,000 umbrella policy that covers any above and beyond s that the initial policies might fall short... plus i have renters
 
  #28  
Old 04-15-2016, 06:16 PM
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Originally Posted by Cherry_560sel
LOL...really !!!!!



My wife has a perfect driving record, drives a HYUNDAI, she pays $921 per year for full coverage with a $500 deductible !!!!

You are driving a car with close to 500 HP and you are telling us you pay less than that?! Come on dude!
So after many of these post, it looks like the real question isn't how am I paying so little, but rather why are you paying so much!!
 
  #29  
Old 04-15-2016, 06:20 PM
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Location, age, and gender play a huge part in it.

I live in West Los Angeles, I'm guessing that insurance here will be much more expensive than most parts of the USA.
 
  #30  
Old 04-17-2016, 10:52 PM
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Allstate $346 monthly for full coverage on 2011 XFR and full on 2010 Taurus SHO plus New Mexico minimum liability on 1997 XJR, 1991 Jeep Grand Wagoneer, 2003 Triumph Thunderbird Sport, and 1977 Honda Goldwing. It all depends on age, driving history, location, marital status, and the big one Credit score.
One cannot compare policy cost to anyone other than self. Compare providers and pick the best coverage/rate.
 
  #31  
Old 04-18-2016, 06:59 AM
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State Farm, Full coverage, $250 deductible, rental coverage, Clean record, ~$100 a month.
 
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