XK / XKR ( X150 ) 2006 - 2014

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  #21  
Old 10-05-2021, 08:33 PM
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My Baby was totaled...
 
  #22  
Old 10-05-2021, 08:37 PM
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Did they put a number on it?
 
  #23  
Old 10-05-2021, 09:22 PM
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Depending upon that number, you either dodged a bullet or took a blow.
 
  #24  
Old 10-06-2021, 10:49 AM
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Hopefully your insurance is for replacement value,,
right now all used cars are over inflated,
I know there is no way I could replace mine for what I paid for it last year..
 
  #25  
Old 10-06-2021, 11:06 AM
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Far as I know, it's "Value at time of loss".
You could get a check for the current inflated prices. Hold onto the check for however long and buy again when prices go back down. "IF" they go back down???
It also depends... How bad do you want a replacement?
You also COULD maybe throw in a couple extra bucks and go 2012+? That'd go by your personal tastes also. Me, I like the later facelift but don't like all the sticky buttons.
 
  #26  
Old 10-06-2021, 11:17 AM
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Originally Posted by SpinningWheels
My Baby was totaled...
That is not unexpected from reading this progression of events. I am in that club also, first XK we bought was totaled in accident and I promptly turned around and bought another. Took my time finding it but not a lot of time. Can't remember my payout in relation to values at that time but recall that it was a fair number.

Originally Posted by Cee Jay
Me, I like the later facelift but don't like all the sticky buttons.
Sticky buttons are not that difficult so shouldn't be a factor, an hour total for all sticky areas when I did mine with WD40 (everyone has used a different cleaning solution), buttons took 20 minutes.
 
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  #27  
Old 10-06-2021, 01:38 PM
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Originally Posted by SpinningWheels
It appears, as the repair facility is sadly reporting, the fire I suffered in my car damaged the engine in a way that it needs to be replaced. I am guessing that is a rather expensive repair? Anyone have any insight into how much replacing a 2011 XKR motor would cost? Anyone know where I can find another XKR in really good condition, at a really good price? Yeah...I know I asked for a unicorn and a reasonably priced one at that!
i know it's probably like $10k for an engine replacement that's just me sort of knowing what the engine would cost.if it was a 2015,it would still be under some kind of emissions warranty where you could've got it fixed free if it related to it.I also know they gone try to charge for other parts if they gotta replace a lot of new stuff on it😰man i hate to say this...You might have to go get you another jag man.Don't go getting another 2010-2011 model cause i believe they got the prototype 5.0 engines in them since those are the 1st two years they used them and no car is stable when they make changes on it until atleast like the 3rd year or after the 3rd year.Heard every 3 years they make dramatical changes on all cars for improvements and stylish new looks
 

Last edited by Barry Leftwich; 10-06-2021 at 02:15 PM.
  #28  
Old 10-08-2021, 11:22 PM
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Originally Posted by SpinningWheels
I... initial estimate of over $28k...

Who has the inside hookup on a 2014 XKR vert, low miles, and around whatever the insurance company will pay for mine? I'm not asking much!
Hahaha, good luck. You can't find a decent mileage 2014 for that price. But, depending on how much you owed (if you financed) you could have a very nice down payment on one. You'll be looking in the high $30s to mid-$40s for a 2014 with between 20-50k miles in that range.
 
  #29  
Old 10-09-2021, 12:28 AM
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Originally Posted by SpinningWheels
My Baby was totaled...


found you 2 of them if you feel like catching a plane and using what you got for a down payment and taking out a loan for the rest if you can't pay it in full
 
  #30  
Old 10-09-2021, 03:48 PM
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Originally Posted by SpinningWheels
It appears I will be in the market for a "new" XKR. I spoke with the repair facility and they have generated an initial estimate of over $28k. I wonder how the insurer will process this estimatae, but the facility was the one they chose. The high mileage, used motor (116,000 miles) on the estimate is $10,500 before removal and reinstall. That price may be high, but not nearly as high as whatever motor I would actually accept. Because there is NO WAY I would take a motor with nearly 50,000 more miles that I had! There is also understandable reluctance about additional repairs that would not be identifiable before many other repairs are made.

While the fire appears to have been contained, they are saying the heat caused many many plastic, rubber, and wires items to fail. Something about the heat an seals was mentioned too...

Who has the inside hookup on a 2014 XKR vert, low miles, and around whatever the insurance company will pay for mine? I'm not asking much!




or even better than a 2014,I found a 2015 around the same price and it got the black pack/dynamic R look on it and low mileage.
 

Last edited by Barry Leftwich; 10-09-2021 at 03:59 PM.
  #31  
Old 10-10-2021, 06:20 AM
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My two cents: take the insurance check. BUT, get a professional to negotiate on your behalf with the insurance company. They have an entire department (loss adjustment they call it in the UK - yeah, "adjusted" in their favour) dedicated to hosing you. A pro on your side will more than repay his fee. Trust me - for decades I had major insurance companies as clients and in almost all of them, more people were employed to handle 'loss adjustment' than to handle paying out claims.
 
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  #32  
Old 10-10-2021, 09:42 AM
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Unless you've supplemental replacement value insurance, most insurance use ACV based at time of loss. It behooves the insured due diligence to make certain the ACV number the insurance quotes matches realistic "wholesale" numbers. Don't deposit their check until you're satisfied. If there's a large discrepancy, like diminished value claims, there are independent appraisers for hire who'll provide a certified report/appraisal reflecting a correct ACV. It's not unusual for insurance companies to "miss" trim levels, expensive factory options, dealer installed upgrades and some certain custom parts like wheels.
 

Last edited by jahummer; 10-10-2021 at 10:12 AM.
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  #33  
Old 10-10-2021, 10:05 AM
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Originally Posted by jahummer
Unless you've supplemental replacement value insurance, most insurance uses ACV based at time of loss. It behooves the insured due diligence to make certain the ACV number the insurance quotes matches realistic "wholesale" numbers. Don't deposit their check until you're satisfied. If there's a large discrepancy, like diminished value claims, there are independent appraisers for hire who'll provide a certified report/appraisal reflecting a correct ACV. It's not unusual for insurance companies to "miss" trim levels, expensive factory options, dealer installed upgrades and some certain custom parts like wheels.
These are the things that a lot of people don't know and why it always pays to get an independent appraiser, IMO. I was fleeced once by an insurance company because of my lack of knowledge of these things and, at that time, a naive belief that the insurance company would 'do the right thing by me'. Never again.
 
  #34  
Old 10-10-2021, 11:59 AM
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Originally Posted by Barry Leftwich
or even better than a 2014,I found a 2015 around the same price and it got the black pack/dynamic R look on it and low mileage.
That looks like Black Pack, but it's definitely not the Dynamic R as it doesn't have the factory aero kits.
 
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  #35  
Old 10-10-2021, 03:01 PM
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Given prices now, might also be a good idea to go to KBB.com and get a screen grab of their estimate for your car.
What’s interesting is that I’ve got a similar XKR and I looked on autotrader and suddenly the market is flooded with 2010 and 2011 xk’s. Everyone who was even considering selling theirs is jumping in with pretty “optimistic” prices. That’s gotta factor in your favor.
 
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